3/19/2024 0 Comments Earn your freedom sence![]() While you're only getting 2% on general Costco purchases, this is a decent Swiss Army knife card if you want to earn cash back across multiple spending categories. When it makes sense to apply: If you're a dedicated Costco fan who already has a membership ($60 for Gold Star and $120 for Executive Gold Star), this card doesn't come with an annual fee. Rewards rate: Earn 4% cash back on eligible gas and EV charging purchases (on up to $7,000 per year then 1%) 3% on restaurants and eligible travel purchases 2% on all other purchases from Costco online and in-store. Related: The best credit cards for Target purchases Costco Anywhere Visa Card by CitiĪnnual fee: $0 (with paid Costco membership see rates and fees). This certainly isn't a lucrative card, but for no annual fee, it can be a card worth having if you frequently shop at Target. You'll also get 30 extra days for returns and free shipping on most Target online purchases. Best of all, specialty gift card purchases (such as Disney gift cards) qualify for the 5% discount as well. Since Target spending doesn't earn bonus rewards with many other credit cards, frequent shoppers can save a lot of money by using the Target RedCard. When it makes sense to apply: Cardholders receive a 5% discount on every eligible Target purchase, both in-store and online, plus a 5% discount at Starbucks locations inside Target. Rewards are redeemed as a Target GiftCard. ![]() Rewards rate: Get a 5% discount on all eligible Target purchases along with 2% rewards on dining and gas purchases and 1% everywhere else outside of Target. Sign-up bonus: Get $40 off a future qualifying purchase over $40 when you sign up by April 8. Related: The best credit cards for Amazon purchases Target RedCard Those rewards can be redeemed toward Amazon purchases, cash back, gift cards or even travel, making this a versatile card for any Amazon Prime lover.įor more details, check out our full review of the Amazon Prime Rewards Visa. The card also earns decent rewards across regular spending categories, with 2% back at restaurants, gas stations and drugstores. With the Amazon Prime Rewards Visa Signature Card, you earn 5% cash back at Amazon and Whole Foods. ![]() Most credit cards don't code Amazon as a bonus category (though rotating category cards occasionally offer 5% cash back at Amazon one quarter a year). When it makes sense to apply: If you already have an Amazon Prime membership and regularly spend money at Amazon and Whole Foods, this is a solid store card to have in your wallet. ![]() Rewards rate: Earn 5% back on Amazon (including Prime membership) and Whole Foods purchases 2% at restaurants, gas stations and drugstores. Amazon Prime Rewards Visa Signatureīy signing up, you will receive newsletters and promotional content and agree to our Terms of Use and acknowledge the data practices in our Privacy Policy. The card details on this page have not been reviewed or provided by the card issuer. The information for the Amazon Prime card, Target RedCard and Capital One Walmart card has been collected independently by The Points Guy. Capital One Walmart Rewards® Mastercard®.Costco Anywhere Visa® Card by Citi (see rates and fees).Amazon Prime Rewards Visa Signature Card.Here are the store cards that get our stamp of approval. And if you spend a lot of money at one family of retailers, a store card could be a great option for you. Their sign-up bonuses usually aren't as good as our favorite cash-back or travel cards, their rewards aren't flexible and their annual percentage rates are higher than average. Typically, store credit cards aren't a great idea and are unlikely to rank among TPG's picks for the all-around best credit cards. Retail stores often pitch store credit cards to customers at the register (or online checkout these days), enticing you with a discount on your purchase in exchange for signing up. You might wonder if it's worth applying for a store credit card to help you save on purchases or get access to sales and discounts. Update: Some offers mentioned below are no longer available.
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